Income Inequality

If you give people more income, what are they going to do? They are going to spend it, representing an increase in demand. If you have people with more training and education or access to capital, then we are talking about job creation and the supply side of economics.

Finish your emergency fund

This is another area where taking a class on good money habits helps, and many of those who do so save an average of $3,000 per year in personal earnings.(10) To complete this step, move all the momentum you gained while paying off debt toward saving up three to six months’ worth of living expenses.


Do you know how to create a monthly budget that includes all of your basic expenses, your bills, any debts, and your sinking funds for future purchases?

Buying homes tips

Get the people in your immediate family to save collectively! If 10 people save $500/month out of their paycheck and deposit into a bank savings account, that’s 60k every year. You could buy 3 starter homes every year and in 4 years all ten of you are home owners. Buy on the same block or neighborhood if you can…this way you control the value of the homes (remember Monopoly!).